Sometimes this lack of cash, just a few days before the end of the month when only a few days are needed for us to collect our payroll in the salary of work and there is an unexpected expense such as some mechanical repair of our car, some damage to the home that is not covered by the insurance or simply because we can not wait to start a project that we consider important in our lives causes an anxiety due to the lack of cash and encourages us to value hiring an urgent cash loan.
Thanks to this type of quick loans we can face these expenses and get euros to pay our debts on time and not get into debt more with delay costs for the possible non-payment of these unforeseen events.
In Rosalind.com we help you to decide when contracting these types of urgent payday loans by comparing the main loans that exist in the market that offer the credit companies. Thanks to our search and comparison of offers you can get fast money in less than 10 minutes any type of amount: 500 euros, 1000 euros, 2000 euros, 300 euros or you can find fast credits up to 6000 €.
When requesting an Urgent Credit with immediate response, take into account its cost and consult the APR given the short term thereof.
Fast Payday Loans Online Instant Response
To their credit, we can say that this type of immediate loans can be a quick solution to our problems of defaults but we have to take into account when we request that this quick money must be returned and that we can not borrow more without sense if we do not have the possibility of paying off all our debts in a short space of time so that we avoid our personal bankruptcy.
Unlike if we request a payday loan in a traditional bank in which it would take us a long time to know if the bank grants us loans or not, with this type of cash loans we can know in a few minutes if they grant us money in cash for what we want
The fast credit companies that are advertised on TV and radios will also ask for a series of documents just like the banks but the difference is that their risk index delinquency is less aggressive, so they grant more urgent payday loans than banks that are more prudent when granting this type of immediate miniprestamos because of the high risk of defaults that may arise from the concession of many of them.
Requirements to request urgent payday loans in cash
Always when requesting a loan you have to comply with a series of requirements imposed by the financial institution and the same happens in the case of urgent payday loans with immediate respect. These are the general requirements that everyone asks for:
- Obviously you have to be of legal age, since minors should have authorization from their parents or guardian and should have sufficient solvency and the necessary monthly income. However, financial companies usually define the age between 21 and 75 years.
- As a second requirement, and given that we refer to loans in Spain, you must live or reside in this country and have the corresponding official document to prove it. That is, no credits are granted outside of Spain or Spaniards who live abroad or foreigners.
- You must have an open account or passbook in a bank since it is necessary to receive the credit money. However, there is a financial institution that pays in cash through the Halcash ATM network.
- Dsiponer of a mobile phone that is operational and with an open line and an email. Both are necessary to receive communications and response from the financial.
How to Ask for Urgent Credits Online with immediate response
The procedures required to apply for urgent payday loans or fast loans are similar in all online financial institutions. We detail step by step how to request an Urgent credit online:
- The first step: You enter the financial website. In the first screen or home page we always find a selector to choose the amount and the deadline to return the money. The interest rate can not be chosen because it is already dying for the financial.
- In the second step: Once the amount is selected, they show us a form where they have to fill in the personal data of name, surname, address and then the economic data of monthly income and expenses as well as fees paid for other loans.
- Do not fail to fill in any of the fields on the form to expedite the operation and not waste time asking for clarification.
- When you have entered all the data, click on send and the financial company responds immediately if you have requested the credit during working hours reported by each financial company.
- If the answer is positive, the financial company sends you the contract to sign that you can return instantly scanned and in 10 minutes you will have the money in your account.
You must have your notebook number with your full IBAN account number or code, your mobile phone number and an e-mail address that are necessary for future communications, as they inform you of the credit granting by SMS.
When applying for the Credit, remember that you can also do online transactions at the bank without having to visit the office
If I do not have a Payroll, can I request an Urgent Credit?
Having a paid job with a payroll in a bank is a guarantee to get the banks to grant us Personal Loans and even mortgages to buy a home.
However, in the case of urgent payday loans, it is not essential to have a payroll in both fixed and temporary work. What they will ask us is to have recurring income each month to proceed with the payment of the loan at maturity.
In the case of not having a payroll, other income will be valid to request the loan. For example, a pension, the collection of aid such as unemployment, collection of rent, rent, fixed-term interest or funds and any other income that can be documented.